Serve something great.
Plan for the rest.
From the prep kitchen to the final plate, explore cover questions for food, equipment, and off-site service.
Clear guides. Useful questions. Your next step.
Your world, considered.cateringbusinessinsurance.com
A Broker.insure PortalProtection starts
with better questions.
These are areas to explore with a licensed provider. The exact cover, exclusions, limits, and availability depend on your circumstances.
Food & product liability
Ask about allegations of food-related illness, allergens, and products supplied to clients.
Event & premises liability
Discuss off-site service, rented venues, staffing, and contract requirements.
Equipment & transport
Review kitchen assets, portable equipment, stock, and business vehicle use.
From kitchen to venue.
A caterer takes on an outdoor wedding with temporary refrigeration. The venue has insurance requirements and guests have declared food allergies.
Let’s unpack itA discussion example, not a claim outcome or a promise of cover.
A little preparation.
A clearer conversation.
A closer look.
A catering insurance review before an event
The venue agreement should sit beside the menu, staffing plan and delivery arrangements.
Field notes · 3 min readFood, refrigeration and stock in transit
A spoiled ingredient, an illness allegation and broken equipment can raise separate insurance questions.
Interactive worksheetTwo offers. A clearer comparison.
Record the terms, identify unanswered questions and keep your own comparison notes.
Good questions.
Worth asking.
Does general liability include food-related allegations?
Ask how the proposed wording addresses products supplied, allergens and food-related illness. Confirm all menus, service formats and territories are declared.
Is refrigerated stock automatically protected?
Check the insured causes, equipment conditions, waiting periods or deductibles and any spoilage extension. A property limit alone does not answer these questions.
Does the venue cover my catering business?
The venue may protect its own interests. Compare its requirements and contract with your own policy and clarify additional-insured requests before the event.
A few useful neighbours.
Canadian small businesses
Make sense of general liability, professional services, and the risks that deserve their own insurance conversation.
Commercial tenants
Your landlord insures the building.
Startups
From a first customer contract to a growing team, give insurance a place in your next stage of growth.
Let’s start with your world.
Tell us a little about what you’re looking for. Your location helps the team understand the enquiry.